Hello, I'm Scott... My research can help you find honest & reputable debt relief companies. I've met with the companies I suggest to ensure they provide REAL solutions.
There are 2 common types of bankruptcy, chapter 7 and chapter 11. The new bankruptcy laws (actually almost 2 years old now) make the common practice of filing chapter 7 bankruptcy much more difficult. Prior to the new laws, for most people who asked “Can I file bankruptcy?”, the answer was a resounding “yes, no more »
Click to Read More >As discussed, filing bankruptcy is no longer as simple as it once was. However, to some people in very bad financial situations, it often is the only option after exhausting all other bankruptcy alternatives. “So When Should I File Bankruptcy?” Honestly, every situation has to be evaluated on its own terms but in general, if more »
Click to Read More >The bankruptcy laws were changed in 2005 in an effort to curtail the number of people who file for bankruptcy as a way to release themselves from the responsibility of their debt. Many people and apparently the government as well thought that it was too easy to file for bankruptcy. As a result, the process more »
Click to Read More >When weighing the choice of debt settlement vs. bankrutcy, you need to consider the law. Debt settlement has become even more attractive as an alternative to bankruptcy due to the new bankruptcy laws which make it much harder to file and wipe out your debts. The process used to be much quicker and simpler leading more »
Click to Read More >Bankruptcy is really a last resort. You want to avoid filing bankruptcy as much as possible especially now that the new bankruptcy laws have made it so much harder to file and wipe your debt slate clean quickly. The debt settlement option as discussed here is the bankruptcy alternative that most people with lots of more »
Click to Read More >Thank you for all the answers and concern for my debt. It is a great service you are providing."
--Randy
yes they were very helpful and were proven to be honest not like 3 other companies I dealt with. I did sign up for their program. Thank you for all your help. I have also referred a friend as well."
--Mary Beth
Thanks Scott for checking back with me, so far so good, this has been scary trying to find the right company to help me, I went with the company you recommended, they've been very helpful, I'll keep you posted, have a great day!
--Anne
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