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Hello, I'm Scott... My research can help you find honest & reputable debt relief companies. I've met with the companies I suggest to ensure they provide REAL solutions.
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Archive for July, 2009

DEar Scott: If I decide to join the program on debt relief. Would I be able to apply for a student loan as guarantor to my Kids?

Most debt relief programs affect

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Hi, Recently I got a letter from a debt relief company. I called the tel no. But I have no idea what is all about. At first I presumed that I will be paying them to pay off my credit card in 58 months. I have no idea what was all about. I got limited knowledge what to ask questions and we were talking about the amount I can afford to pay monthly. I was procedded to another person via phone from another State to signe a contract. As I read the contract via email I have some doubts which I was not sure I will agree,while It was to be explained to me the detailed. But the thing is I have not come back and the works as an administrative has not call me back to expain the contract and I decided to consult to my Attorney and the contract were copied and sent to my Atty. I decline the offer until today I am learning your website and the lists of co. given by my Atty. within the state. I am thankful I got to learn many things. What can you say about my situation? Thank you. from Virgil

Hello Virgil….It sounds like you did

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suggested firms are clients

Thank you for all the answers and concern for my debt. It is a great service you are providing."

--Randy

yes they were very helpful and were proven to be honest not like 3 other companies I dealt with. I did sign up for their program. Thank you for all your help. I have also referred a friend as well."

--Mary Beth

Thanks Scott for checking back with me, so far so good, this has been scary trying to find the right company to help me, I went with the company you recommended, they've been very helpful, I'll keep you posted, have a great day!

--Anne

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*Our calculators, estimators and eligibility tools are strictly to help consumers understand potential options, estimate potential payments/savings and do not provide any guarantee of enrollment, qualification, or payment amount for ANY programs or savings. To learn more, contact one of our representatives. We value your privacy. By submitting this form you consent to receive an email, text or call from a debt relief specialist who may utilize auto-dial technology to contact you, even if the number you provided is on a do not call registry. You are under no obligation to purchase anything. Debt settlement is a negotiation process and therefore it is not possible to predict exact savings. Creditor willingness to negotiate varies; some creditors are more difficult and may result in higher settlement amounts and alternate settlement methods. Some creditors may refuse to negotiate depending on your circumstances or simply because you have chosen to work with a debt settlement company. You may be required to directly participate in negotiation with more difficult creditors by speaking directly with your creditors. Anyone considering bankruptcy should contact a bankruptcy attorney. Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, 68% to 75% including fees, over 24 to 48 months. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact of credit rating. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. "As Seen On" refers to paid advertisements running on website properties listed above. The trademarks included on this page are property of their respective owners, who have offered no endorsement of this service. SThreeMarketing.com does not provide debt relief services. SThreeMarketing.com matches consumers with debt relief companies in our network. By submitting your information you agree to be contacted by our partner debt relief providers via phone and / or email. Each partner will provide a proposal for debt negotiation services & may charge a fee for their service. Call us directly for more details and to see exactly what you would qualify for. Results vary based on ability to save funds, complete all program terms & willingness of creditors to renegotiate. Licensed and bonded in IA, ID, IN, MD, MN, MO, MT and TX.
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