- Best for debts above $7,500
- No credit score required
- A+ BBB | AFCC highest ethical standards
- Funds as soon as next business day
- Options for people with low credit
- No prepayment fees
- Transparent and easy application process
- Alternative underwriting model
- No prepayment penalties
- Wide range of loan amounts
- Free financial health resources
- Unsecured and secured loan options
- Funds available within two days
- Accessible to most borrowers
- Offers joint loan applications
Frequently Asked Questions
What is debt consolidation?
Debt consolidation is the practice of combining multiple debt payments into one monthly payment. Think of it as rearranging your finances: rather than keeping track of multiple bills and payments, debt consolidation allows you to put all of your debts in one place with one simpler monthly payment.
How can I consolidate my debt?
Consolidation can be done in a variety of ways, but the most popular are:
- Consolidation through a debt consolidation company
- Consolidation through a personal loan
- Consolidation through credit card balance transfers
Can debt consolidation save me money?
Depending on which debt consolidation method you choose, you may be able to save on interest costs and lower your monthly payment as well. Many loan options also allow you to make extra payments, therefore reducing the total time to pay back a loan.
Debt Consolidation Articles
Is it time to consolidate? Learn more about the debt consolidation process and if it’s right for you and your finances.
Debt consolidation can be tricky. Get the most out of your consolidation by avoiding these 5 common mistakes.
